SuperSmart AU is Australia's only independent super optimisation platform. Free health score, carry-forward tracker, fee analyser, and Division 296 modeller — no fund bias, no commissions.
Financial adviser numbers have halved since 2019. The median advice fee hit $4,668 in 2025. Most Australians simply never get the help they need to optimise their super — the most important long-term financial decision they make.
SuperSmart AU doesn't give advice. It gives you the same information and modellingthat a good adviser would use — so you can make your own informed decisions.
Get a clear 0–100 score covering fund performance, fees, investment option, contributions, and consolidation.
Carry-forward cap tracker, salary sacrifice headroom, spouse contributions, and bring-forward modelling.
Turn your fund's 0.78% fee into a dollar number — and see exactly what switching to a lower-fee option could save.
Project when your balance will cross $3M and estimate your annual tax exposure. Free, no login required.
Calculate your exact tax saving from sacrificing $X per month, with a lookup table for common amounts.
ETF overlap detection, TBAR deadline tracking, minimum pension calculations, and crypto compliance checks.